Mortgages

Rates correct as at 4 February 2012

Fixed Rate, Variable Rate, Offset, Tracker, Buy to Let, and Lending into retirement mortgage products are available for house purchases or for customers remortgaging from another lender (unless stated otherwise). First Time Buyer and Self Build mortgage products are only available for house purchases.

2 Year Fixed Rate up to and including 30 April 2014
Initial Rate	Then changing to the Society's Standard Variable Rate, which is currently	The overall cost for comparison is	Maximum Loan To Value
3.14% 3.33% 3.83% Fixed up to and including 30/04/2014	5.69% 5.69% 5.69% For the remaining term of the mortgage	5.5% APR 5.6% APR 5.7% APR	75% 80% 85%
HomeCover Discount (Buildings and Contents Insurance)	Additional Features:		Fees
If you choose to take our HomeCover (Buildings and Contents) Insurance, then an alternative product is available with a 0.24% discount on the rate shown in the "Initial Rate" column. For further details and to take advantage of this discount, call our Mortgage Hotline on 08452 34 40 48. This offer is not available to online applications.	No Higher Lending Charge. 10% capital repayments are allowed each year without incurring an Early Repayment Charge. Tapered Early Repayment Charges apply up to and including 30 April 2014. For fixed rate mortgages greater than 80% loan to value a maximum loan size of £500,000 applies.		Booking Fee: £199 (Payable on application - non-refundable) Completion Fee for loans up to £500,000: £800 Completion Fee for loans over £500,000: 1% of loan Redemption Fee: £199
Apply Online	Call our Mortgage Hotline 08452 34 40 48		Apply at your local branch

Fees Assisted 2 Year Fixed Rate up to and including 30 April 2014
Initial Rate	Then changing to the Society's Standard Variable Rate, which is currently	The overall cost for comparison is	Maximum Loan To Value
3.43% 3.93% 4.23% Fixed up to and including 30/04/2014	5.69% 5.69% 5.69% For the remaining term of the mortgage	5.5% APR 5.5% APR 5.7% APR	75% 80% 85%
HomeCover Discount (Buildings and Contents Insurance)	Additional Features:		Fees
If you choose to take our HomeCover (Buildings and Contents) Insurance, then an alternative product is available with a 0.24% discount on the rate shown in the "Initial Rate" column. For further details and to take advantage of this discount, call our Mortgage Hotline on 08452 34 40 48. This offer is not available to online applications.	No Higher Lending Charge. 10% capital repayments are allowed each year without incurring an Early Repayment Charge. FREE standard valuation up to £335. FREE in-house legal services for standard re-mortgages. Tapered Early Repayment Charges apply up to and including 30 April 2014. For fixed rate mortgages greater than 80% loan to value a maximum loan size of £500,000 applies.		Booking Fee: £199 (Payable on application - non-refundable) Redemption Fee: £199
Apply Online	Call our Mortgage Hotline 08452 34 40 48		Apply at your local branch

3 Year Fixed Rate up to and including 30 April 2015
Initial Rate	Then changing to the Society's Standard Variable Rate, which is currently	The overall cost for comparison is	Maximum Loan To Value
3.19% 3.43% 3.93% Fixed up to and including 30/04/2015	5.69% 5.69% 5.69% For the remaining term of the mortgage	5.3% APR 5.4% APR 5.5% APR	75% 80% 85%
HomeCover Discount (Buildings and Contents Insurance)	Additional Features:		Fees
If you choose to take our HomeCover (Buildings and Contents) Insurance, then an alternative product is available with a 0.24% discount on the rate shown in the "Initial Rate" column. For further details and to take advantage of this discount, call our Mortgage Hotline on 08452 34 40 48. This offer is not available to online applications.	No Higher Lending Charge. 10% capital repayments are allowed each year without incurring an Early Repayment Charge. Tapered Early Repayment Charges apply up to and including 30 April 2015. For fixed rate mortgages greater than 80% loan to value a maximum loan size of £500,000 applies.		Booking Fee: £199 (Payable on application - non-refundable) Redemption Fee: £199 Completion Fee for loans up to £500,000: £800 Completion Fee for loans over £500,000: 1% of loan
Apply Online	Call our Mortgage Hotline 08452 34 40 48		Apply at your local branch

Fees Assisted 3 Year Fixed Rate up to and including 30 April 2015
Initial Rate	Then changing to the Society's Standard Variable Rate, which is currently	The overall cost for comparison is	Maximum Loan To Value
3.53% 3.98% 4.43% Fixed up to and including 30/04/2015	5.69% 5.69% 5.69% For the remaining term of the mortgage	5.4% APR 5.4% APR 5.6% APR	75% 80% 85%
HomeCover Discount (Buildings and Contents Insurance)	Additional Features:		Fees
If you choose to take our HomeCover (Buildings and Contents) Insurance, then an alternative product is available with a 0.24% discount on the rate shown in the "Initial Rate" column. For further details and to take advantage of this discount, call our Mortgage Hotline on 08452 34 40 48. This offer is not available to online applications.	No Higher Lending Charge. 10% capital repayments are allowed each year without incurring an Early Repayment Charge. FREE standard valuation up to £335. FREE in-house legal services for standard re-mortgages. Tapered Early Repayment Charges apply up to and 30 April 2015. For fixed rate mortgages greater than 80% loan to value a maximum loan size of £500,000 applies.		Booking Fee: £199 (Payable on application - non-refundable) Redemption Fee: £199
Apply Online	Call our Mortgage Hotline 08452 34 40 48		Apply at your local branch

5 Year Fixed Rate up to and including 28 February 2017
Initial Rate	Then changing to the Society's Standard Variable Rate, which is currently	The overall cost for comparison is	Maximum Loan To Value
4.03% 4.43% Fixed up to and including 28/02/2017	5.69% 5.69% For the remaining term of the mortgage	5.3% APR 5.4% APR	80% 85%
HomeCover Discount (Buildings and Contents Insurance)	Additional Features:		Fees
If you choose to take our HomeCover (Buildings and Contents) Insurance, then an alternative product is available with a 0.24% discount on the rate shown in the "Initial Rate" column. For further details and to take advantage of this discount, call our Mortgage Hotline on 08452 34 40 48. This offer is not available to online applications.	No Higher Lending Charge. 10% capital repayments are allowed each year without incurring an Early Repayment Charge. Tapered Early Repayment Charges apply up to and including 28 February 2017. For fixed rate mortgages up to 80% loan to value, a maximum loan size of £750,000 applies. For fixed rate mortgages between 80% loan to value and 85% loan to value, a maximum loan size of £500,000 applies.		Booking Fee: £199 (Payable on application - non-refundable) Completion Fee for loans up to £500,000: £800 Completion Fee for loans over £500,000: 1% of loan Redemption Fee: £199
Apply Online	Call our Mortgage Hotline 08452 34 40 48		Apply at your local branch

Fees Assisted 5 Year Fixed Rate up to and including 28 February 2017
Initial Rate	Then changing to the Society's Standard Variable Rate, which is currently	The overall cost for comparison is	Maximum Loan To Value
4.43% 4.83% Fixed up to and including 28/02/2017	5.69% 5.69% For the remaining term of the mortgage	5.4% APR 5.5% APR	80% 85%
HomeCover Discount (Buildings and Contents Insurance)	Additional Features:		Fees
If you choose to take our HomeCover (Buildings and Contents) Insurance, then an alternative product is available with a 0.24% discount on the rate shown in the "Initial Rate" column. For further details and to take advantage of this discount, call our Mortgage Hotline on 08452 34 40 48. This offer is not available to online applications.	No Higher Lending Charge. 10% capital repayments are allowed each year without incurring an Early Repayment Charge. FREE standard valuation up to £335. FREE in-house legal services for standard re-mortgages. Tapered Early Repayment Charges apply up to and including 28 February 2017. For fixed rate mortgages up to 80% loan to value, a maximum loan size of £750,000 applies. For fixed rate mortgages between 80% loan to value and 85% loan to value, a maximum loan size of £500,000 applies.		Booking Fee: £199 (Payable on application - non-refundable) Redemption Fee: £199
Apply Online	Call our Mortgage Hotline 08452 34 40 48		Apply at your local branch

10 Year Fixed Rate up to and including 28 February 2022
Initial Rate	Then changing to the Society's Standard Variable Rate, which is currently	The overall cost for comparison is	Maximum Loan To Value
4.99% Fixed up to and including 28/02/2022	5.69% For the remaining term of the mortgage	5.6% APR	80%
HomeCover Discount (Buildings and Contents Insurance)	Additional Features:		Fees
No Discount is available on this product.	No Higher Lending Charge. 10% capital repayments are allowed each year without incurring an Early Repayment Charge. Tapered Early Repayment Charges apply up to and including 28 February 2022.		Booking Fee: £199 (Payable on application - non-refundable) Completion Fee for loans up to £500,000: £800 Completion Fee for loans over £500,000: 1% of loan Redemption Fee: £199
Apply Online	Call our Mortgage Hotline 08452 34 40 48		Apply at your local branch

2 Year Base Rate Tracker +2.59% up to and including 30 April 2014
Initial Rate tracks the Bank of England Base Rate plus 2.59%, which is currently	Then changing to the Society's Standard Variable Rate, which is currently	The overall cost for comparison is	Maximum Loan To Value
3.09% Up to and including 30/04/2014	5.69% For the remaining term of the mortgage	5.6% APR	80%
HomeCover Discount (Buildings and Contents Insurance)	Additional Features:		Fees
No Discount is available on this product.	No Higher Lending Charge. 10% capital repayments are allowed each year without incurring an Early Repayment Charge. Tapered Early Repayment Charges apply up to and including 30 April 2014. FREE standard valuation up to £335. FREE in-house legal services for standard re-mortgages.		Booking Fee: £199 (Payable on application - non-refundable) Completion Fee for loans up to £500,000: £650 Completion Fee for loans over £500,000: 1% of loan Redemption Fee: £199
Apply Online	Call our Mortgage Hotline 08452 34 40 48		Apply at your local branch

2 Year 3.24% Discount
Initial Rate is the Society's Standard Variable Rate less a discount of 3.24%, currently	Then changing to the Society's Standard Variable Rate, which is currently	The overall cost for comparison is	Maximum Loan To Value
2.45% for 2 years	5.69% For the remaining term of the mortgage	5.4% APR	75%
HomeCover Discount (Buildings and Contents Insurance)	Additional Features:		Fees
No Discount is available on this product.	No Higher Lending Charge. 10% capital repayments are allowed each year without incurring an Early Repayment Charge. Tapered Early Repayment Charges apply for the first 2 years.		Booking Fee: £199 (Payable on application - non-refundable) Redemption Fee: £199 Completion Fee for loans up to £500,000: £800 Completion Fee for loans over £500,000: 1% of loan
Apply Online	Call our Mortgage Hotline 08452 34 40 48		Apply at your local branch

2 Year 2.69% Discount
Initial Rate is the Society's Standard Variable Rate less a discount of 2.69%, currently	Then changing to the Society's Standard Variable Rate, which is currently	The overall cost for comparison is	Maximum Loan To Value
3.00% for 2 years	5.69% For the remaining term of the mortgage	5.5% APR	80%
HomeCover Discount (Buildings and Contents Insurance)	Additional Features:		Fees
No Discount is available on this product.	No Higher Lending Charge. 10% capital repayments are allowed each year without incurring an Early Repayment Charge. Tapered Early Repayment Charges apply for the first 2 years.		Booking Fee: £199 (Payable on application - non-refundable) Redemption Fee: £199 Completion Fee for loans up to £500,000: £800 Completion Fee for loans over £500,000: 1% of loan
Apply Online	Call our Mortgage Hotline 08452 34 40 48		Apply at your local branch

2 Year 2.19% Discount
Initial Rate is the Society's Standard Variable Rate less a discount of 2.19%, currently	Then changing to the Society's Standard Variable Rate, which is currently	The overall cost for comparison is	Maximum Loan To Value
3.50% for 2 years	5.69% For the remaining term of the mortgage	5.6% APR	85%
HomeCover Discount (Buildings and Contents Insurance)	Additional Features:		Fees
No Discount is available on this product.	No Higher Lending Charge. 10% capital repayments are allowed each year without incurring an Early Repayment Charge. Tapered Early Repayment Charges apply for the first 2 years. Maximum loan size of £500,000		Booking Fee: £199 (Payable on application - non-refundable) Redemption Fee: £199 Completion Fee: £800
Apply Online	Call our Mortgage Hotline 08452 34 40 48		Apply at your local branch

2 Year 1.34% Discount
Initial Rate is the Society's Standard Variable Rate less a discount of 1.34%, currently	Then changing to the Society's Standard Variable Rate, which is currently	The overall cost for comparison is	Maximum Loan To Value
4.35% for 2 years	5.69% For the remaining term of the mortgage	5.8% APR	90%
HomeCover Discount (Buildings and Contents Insurance)	Additional Features:		Fees
No Discount is available on this product.	No Higher Lending Charge. 10% capital repayments are allowed each year without incurring an Early Repayment Charge. Tapered Early Repayment Charges apply for the first 2 years. Maximum loan size of £400,000		Booking Fee: £199 (Payable on application - non-refundable) Redemption Fee: £199 Completion Fee: £800
	Call our Mortgage Hotline 08452 34 40 48		Apply at your local branch

2 Year 0.44% Discount
Initial Rate is the Society's Standard Variable Rate less a discount of 0.44%, currently	Then changing to the Society's Standard Variable Rate, which is currently	The overall cost for comparison is	Maximum Loan To Value
5.25% for 2 years	5.69% For the remaining term of the mortgage	6.0% APR	95%
HomeCover Discount (Buildings and Contents Insurance)	Additional Features:		Fees
No Discount is available on this product.	No Higher Lending Charge. 10% capital repayments are allowed each year without incurring an Early Repayment Charge. Tapered Early Repayment Charges apply for the first 2 years. Maximum loan size of £300,000		Booking Fee: £199 (Payable on application - non-refundable) Redemption Fee: £199 Completion Fee: £800
	Call our Mortgage Hotline 08452 34 40 48		Apply at your local branch

2 Year Fees Assisted 2.89% Discount
Initial Rate is the Society's Standard Variable Rate less a discount of 2.89%, currently	Then changing to the Society's Standard Variable Rate, which is currently	The overall cost for comparison is	Maximum Loan To Value
2.80% for 2 years	5.69% For the remaining term of the mortgage	5.4% APR	75%
HomeCover Discount (Buildings and Contents Insurance)	Additional Features:		Fees
No Discount is available on this product.	No Higher Lending Charge. 10% capital repayments are allowed each year without incurring an Early Repayment Charge. FREE standard valuation up to £335. FREE in-house legal services for standard re-mortgages. Tapered Early Repayment Charges apply for the first 2 years.		Booking Fee: £199 (Payable on application - non-refundable) Redemption Fee: £199
Apply Online	Call our Mortgage Hotline 08452 34 40 48		Apply at your local branch

2 Year Fees Assisted 2.39% Discount
Initial Rate is the Society's Standard Variable Rate less a discount of 2.39%, currently	Then changing to the Society's Standard Variable Rate, which is currently	The overall cost for comparison is	Maximum Loan To Value
3.30% for 2 years	5.69% For the remaining term of the mortgage	5.5% APR	80%
HomeCover Discount (Buildings and Contents Insurance)	Additional Features:		Fees
No Discount is available on this product.	No Higher Lending Charge. 10% capital repayments are allowed each year without incurring an Early Repayment Charge. FREE standard valuation up to £335. FREE in-house legal services for standard re-mortgages. Tapered Early Repayment Charges apply for the first 2 years.		Booking Fee: £199 (Payable on application - non-refundable) Redemption Fee: £199
Apply Online	Call our Mortgage Hotline 08452 34 40 48		Apply at your local branch

2 Year Fees Assisted 1.89% Discount
Initial Rate is the Society's Standard Variable Rate less a discount of 1.89%, currently	Then changing to the Society's Standard Variable Rate, which is currently	The overall cost for comparison is	Maximum Loan To Value
3.80% for 2 years	5.69% For the remaining term of the mortgage	5.6% APR	85%
HomeCover Discount (Buildings and Contents Insurance)	Additional Features:		Fees
No Discount is available on this product.	No Higher Lending Charge. 10% capital repayments are allowed each year without incurring an Early Repayment Charge. FREE standard valuation up to £335. FREE in-house legal services for standard re-mortgages. Tapered Early Repayment Charges apply for the first 2 years. Maximum loan size of £500,000		Booking Fee: £199 (Payable on application - non-refundable) Redemption Fee: £199
Apply Online	Call our Mortgage Hotline 08452 34 40 48		Apply at your local branch

2 Year Fees Assisted 0.74% Discount
Initial Rate is the Society's Standard Variable Rate less a discount of 0.74%, currently	Then changing to the Society's Standard Variable Rate, which is currently	The overall cost for comparison is	Maximum Loan To Value
4.95% for 2 years	5.69% For the remaining term of the mortgage	5.9% APR	90%
HomeCover Discount (Buildings and Contents Insurance)	Additional Features:		Fees
No Discount is available on this product.	No Higher Lending Charge. 10% capital repayments are allowed each year without incurring an Early Repayment Charge. FREE standard valuation up to £335. FREE in-house legal services for standard re-mortgages. Tapered Early Repayment Charges apply for the first 2 years. Maximum loan size of £400,000		Booking Fee: £199 (Payable on application - non-refundable) Redemption Fee: £199
	Call our Mortgage Hotline 08452 34 40 48		Apply at your local branch

Flexible non Locked-in 2.40% 3 Year Discount
Initial Rate is the Society's Standard Variable Rate less a discount of 2.40%, currently	Then changing to the Society's Standard Variable Rate, which is currently	The overall cost for comparison is	Maximum Loan To Value
3.29% for 3 years	5.69% For the remaining term of the mortgage	5.3% APR	75%
HomeCover Discount (Buildings and Contents Insurance)	Additional Features:		Fees
No Discount is available on this product.	No Higher Lending Charge. Unlimited capital repayments are allowed. FREE in-house legal services for standard re-mortgages. Flexible Features. £200 Cashback on completion.		Booking Fee: £199 (Payable on application - non-refundable) Completion Fee for loans up to £500,000: £300 Completion Fee for loans over £500,000: 1% of loan Redemption Fee: £199
Apply Online	Call our Mortgage Hotline 08452 34 40 48		Apply at your local branch

Buy to Let 2 Year Fixed Rate up to and including 30 April 2014
Initial Rate	Then changing to the Society's Buy to Let Variable Rate, which is currently	The overall cost for comparison is	Maximum Loan To Value
3.89% 3.99% 4.39% Fixed up to and including 30/04/2014	5.99% 5.99% 5.99% For the remaining term of the mortgage	6.0% APR 6.0% APR 6.1% APR	60% 65% 70%
HomeCover Discount (Buildings and Contents Insurance)	Additional Features:		Fees
No Discount is available on this product.	No Higher Lending Charge. 10% capital repayments are allowed each year without incurring an Early Repayment Charge. Tapered Early Repayment Charges apply up to and including 30 April 2014. Maximum loan £500,000.		Booking Fee: £199 (Payable on application - non-refundable) Completion Fee for loans up to 65% Loan to Value: £1,300 Completion Fee for loans from 66% to 70% Loan to Value: £800 Redemption Fee: £199
Apply Online	Call our Mortgage Hotline 08452 34 40 48		Apply at your local branch

Buy to Let 2 Year Fixed Rate up to and including 28 February 2014
Initial Rate	Then changing to the Society's Buy to Let Variable Rate, which is currently	The overall cost for comparison is	Maximum Loan To Value
5.69% Fixed up to and including 28/02/2014	5.99% For the remaining term of the mortgage	6.3% APR	80%
HomeCover Discount (Buildings and Contents Insurance)	Additional Features:		Fees
No Discount is available on this product.	No Higher Lending Charge. 10% capital repayments are allowed each year without incurring an Early Repayment Charge. Tapered Early Repayment Charges apply up to and including 28 February 2014. Maximum loan £500,000.		Booking Fee: £199 (Payable on application - non-refundable) Completion Fee £800 Redemption Fee: £199
Apply Online	Call our Mortgage Hotline 08452 34 40 48		Apply at your local branch

Buy to Let Fees Assisted 2 Year Fixed Rate up to and including 30 April 2014
Initial Rate	Then changing to the Society's Buy to Let Variable Rate, which is currently	The overall cost for comparison is	Maximum Loan To Value
4.49% 4.59% 4.99% Fixed up to and including 30/04/2014	5.99% 5.99% 5.99% For the remaining term of the mortgage	6.0% APR 6.1% APR 6.1% APR	60% 65% 70%
HomeCover Discount (Buildings and Contents Insurance)	Additional Features:		Fees
No Discount is available on this product.	No Higher Lending Charge. 10% capital repayments are allowed each year without incurring an Early Repayment Charge. Tapered Early Repayment Charges apply up to and including 30 April 2014. FREE standard valuation up to £335. FREE in-house legal services for standard re-mortgages. Maximum loan £500,000.		Booking Fee: £199 (Payable on application - non-refundable) Redemption Fee: £199
Apply Online	Call our Mortgage Hotline 08452 34 40 48		Apply at your local branch

Buy to Let Fees Assisted 2 Year Fixed Rate up to and including 28 February 2014
Initial Rate	Then changing to the Society's Buy to Let Variable Rate, which is currently	The overall cost for comparison is	Maximum Loan To Value
5.99% Fixed up to and including 28/02/2014	5.99% For the remaining term of the mortgage	6.3% APR	80%
HomeCover Discount (Buildings and Contents Insurance)	Additional Features:		Fees
No Discount is available on this product.	No Higher Lending Charge. 10% capital repayments are allowed each year without incurring an Early Repayment Charge. Tapered Early Repayment Charges apply up to and including 28 February 2014. FREE standard valuation up to £335. FREE in-house legal services for standard re-mortgages. Maximum loan £500,000.		Booking Fee: £199 (Payable on application - non-refundable) Redemption Fee: £199
Apply Online	Call our Mortgage Hotline 08452 34 40 48		Apply at your local branch

Buy to Let 3 Year Fixed Rate up to and including 30 April 2015
Initial Rate	Then changing to the Society's Buy to Let Variable Rate, which is currently	The overall cost for comparison is	Maximum Loan To Value
3.99% 4.19% 4.59% Fixed up to and including 30/04/2015	5.99% 5.99% 5.99% For the remaining term of the mortgage	5.8% APR 5.9% APR 6.0% APR	60% 65% 70%
HomeCover Discount (Buildings and Contents Insurance)	Additional Features:		Fees
No Discount is available on this product.	No Higher Lending Charge. 10% capital repayments are allowed each year without incurring an Early Repayment Charge. Tapered Early Repayment Charges apply up to and including 30 April 2015. Maximum loan £500,000.		Booking Fee: £199 (Payable on application - non-refundable) Completion Fee for loans up to 65% Loan to Value: £1,300 Completion Fee for loans from 66% to 70% Loan to Value: £800 Redemption Fee: £199
Apply Online	Call our Mortgage Hotline 08452 34 40 48		Apply at your local branch

Buy to Let Fees Assisted 3 Year Fixed Rate up to and including 30 April 2015
Initial Rate	Then changing to the Society's Buy to Let Variable Rate, which is currently	The overall cost for comparison is	Maximum Loan To Value
4.69% 4.79% 5.19% Fixed up to and including 30/04/2015	5.99% 5.99% 5.99% For the remaining term of the mortgage	6.0% APR 6.0% APR 6.1% APR	60% 65% 70%
HomeCover Discount (Buildings and Contents Insurance)	Additional Features:		Fees
No Discount is available on this product.	No Higher Lending Charge. 10% capital repayments are allowed each year without incurring an Early Repayment Charge. Tapered Early Repayment Charges apply up to and including 30 April 2015. Maximum loan £500,000. FREE standard valuation up to £335. FREE in-house legal services for standard re-mortgages.		Booking Fee: £199 (Payable on application - non-refundable) Redemption Fee: £199
Apply Online	Call our Mortgage Hotline 08452 34 40 48		Apply at your local branch

Buy to Let 5 Year Fixed Rate up to and including 28 February 2017
Initial Rate	Then changing to the Society's Buy to Let Variable Rate, which is currently	The overall cost for comparison is	Maximum Loan To Value
4.99% Fixed up to and including 28/02/2017	5.99% For the remaining term of the mortgage	6.0% APR	70%
HomeCover Discount (Buildings and Contents Insurance)	Additional Features:		Fees
No Discount is available on this product.	No Higher Lending Charge. 10% capital repayments are allowed each year without incurring an Early Repayment Charge. Tapered Early Repayment Charges apply up to and including 28 February 2017. Maximum loan £500,000.		Booking Fee: £199 (Payable on application - non-refundable) Completion Fee for loans up to £500,000: £800 Redemption Fee: £199
Apply Online	Call our Mortgage Hotline 08452 34 40 48		Apply at your local branch

Buy to Let Fees Assisted 5 Year Fixed Rate up to and including 28 February 2017
Initial Rate	Then changing to the Society's Buy to Let Variable Rate, which is currently	The overall cost for comparison is	Maximum Loan To Value
5.49% Fixed up to and including 28/02/2017	5.99% For the remaining term of the mortgage	6.1% APR	70%
HomeCover Discount (Buildings and Contents Insurance)	Additional Features:		Fees
No Discount is available on this product.	No Higher Lending Charge. 10% capital repayments are allowed each year without incurring an Early Repayment Charge. Tapered Early Repayment Charges apply up to and including 28 February 2017. Maximum loan £500,000. FREE standard valuation up to £335. FREE in-house legal services for standard re-mortgages.		Booking Fee: £199 (Payable on application - non-refundable) Redemption Fee: £199
Apply Online	Call our Mortgage Hotline 08452 34 40 48		Apply at your local branch

Buy to Let 2.00% 2 Year Discount
Initial Rate is the Society's Buy to Let Variable Rate less a discount of 2.00%, currently	Then changing to the Society's Buy to Let Variable Rate, which is currently	The overall cost for comparison is	Maximum Loan To Value
3.99% For 2 years	5.99% For the remaining term of the mortgage	6.1% APR	70%
HomeCover Discount (Buildings and Contents Insurance)	Additional Features:		Fees
No Discount is available on this product.	No Higher Lending Charge. 10% capital repayments are allowed each year without incurring an Early Repayment Charge. Tapered Early Repayment Charges apply for the first 2 years. Maximum loan £500,000.		Booking Fee: £199 (Payable on application - non-refundable) Completion Fee for loans up to £500,000: £1,050 Redemption Fee: £199
Apply Online	Call our Mortgage Hotline 08452 34 40 48		Apply at your local branch

Buy to Let Variable Rate
The Society's Buy to Let Variable Rate, which is currently	The overall cost for comparison is	Maximum Loan To Value
5.99% 5.99% For the term of the mortgage	6.4% APR 6.6% APR	60% 70%
HomeCover Discount (Buildings and Contents Insurance)	Additional Features:	Fees
No Discount is available on this product.	No Higher Lending Charge. Unlimited capital repayments allowed. Maximum loan £500,000.	Booking Fee: £199 (Payable on application - non-refundable) Completion Fee for loans up to £500,000 (Maximum 60% Loan To Value): £800 Completion Fee for loans up to £500,000 (Maximum 70% Loan To Value): £1,350 Redemption Fee: £199
Apply Online	Call our Mortgage Hotline 08452 34 40 48	Apply at your local branch

Offset 2 Year 2.80% Discount
Initial Rate is the Society's Offset Variable Rate less a discount of 2.80%, currently	Then changing to the Society's Offset Variable Rate, which is currently	The overall cost for comparison is	Maximum Loan To Value
2.89% for 2 years	5.69% For the remaining term of the mortgage	5.3% APR	75%
HomeCover Discount (Buildings and Contents Insurance)	Additional Features:		Fees
If you choose to take our HomeCover (Buildings and Contents) Insurance, then an alternative product is available with a 0.24% discount on the rate shown in the "Initial Rate" column. For further details and to take advantage of this discount, call our Mortgage Hotline on 08452 34 40 48. This offer is not available to online applications.	No Higher Lending Charge. 10% capital repayments are allowed each year without incurring an Early Repayment Charge. Tapered Early Repayment Charges apply for the first 2 years.		Booking Fee: £199 (Payable on application - non-refundable) Completion Fee for loans up to £500,000: £800 Completion Fee for loans over £500,000: 1% of loan Redemption Fee: £199
Apply Online	Call our Mortgage Hotline 08452 34 40 48		Apply at your local branch

Offset 2 Year 2.50% Discount
Initial Rate is the Society's Offset Variable Rate less a discount of 2.50%, currently	Then changing to the Society's Offset Variable Rate, which is currently	The overall cost for comparison is	Maximum Loan To Value
3.19% for 2 years	5.69% For the remaining term of the mortgage	5.4% APR	80%
HomeCover Discount (Buildings and Contents Insurance)	Additional Features:		Fees
If you choose to take our HomeCover (Buildings and Contents) Insurance, then an alternative product is available with a 0.24% discount on the rate shown in the "Initial Rate" column. For further details and to take advantage of this discount, call our Mortgage Hotline on 08452 34 40 48. This offer is not available to online applications.	No Higher Lending Charge. 10% capital repayments are allowed each year without incurring an Early Repayment Charge. Tapered Early Repayment Charges apply for the first 2 years.		Booking Fee: £199 (Payable on application - non-refundable) Completion Fee for loans up to £500,000: £800 Completion Fee for loans over £500,000: 1% of loan Redemption Fee: £199
Apply Online	Call our Mortgage Hotline 08452 34 40 48		Apply at your local branch

Offset 2 Year 1.80% Discount
Initial Rate is the Society's Offset Variable Rate less a discount of 1.80%, currently	Then changing to the Society's Offset Variable Rate, which is currently	The overall cost for comparison is	Maximum Loan To Value
3.89% for 2 years	5.69% For the remaining term of the mortgage	5.5% APR	85%
HomeCover Discount (Buildings and Contents Insurance)	Additional Features:		Fees
If you choose to take our HomeCover (Buildings and Contents) Insurance, then an alternative product is available with a 0.24% discount on the rate shown in the "Initial Rate" column. For further details and to take advantage of this discount, call our Mortgage Hotline on 08452 34 40 48. This offer is not available to online applications.	No Higher Lending Charge. 10% capital repayments are allowed each year without incurring an Early Repayment Charge. Tapered Early Repayment Charges apply for the first 2 years. For discount rate mortgages greater than 80% loan to value a maximum loan size of £500,000 applies.		Booking Fee: £199 (Payable on application - non-refundable) Completion Fee for loans up to £500,000: £800 Redemption Fee: £199
Apply Online	Call our Mortgage Hotline 08452 34 40 48		Apply at your local branch

Offset Fees Assisted 2 Year 2.45% Discount
Initial Rate is the Society's Offset Variable Rate less a discount of 2.45%, currently	Then changing to the Society's Offset Variable Rate, which is currently	The overall cost for comparison is	Maximum Loan To Value
3.24% for 2 years	5.69% For the remaining term of the mortgage	5.4% APR	75%
HomeCover Discount (Buildings and Contents Insurance)	Additional Features:		Fees
If you choose to take our HomeCover (Buildings and Contents) Insurance, then an alternative product is available with a 0.24% discount on the rate shown in the "Initial Rate" column. For further details and to take advantage of this discount, call our Mortgage Hotline on 08452 34 40 48. This offer is not available to online applications.	No Higher Lending Charge. 10% capital repayments are allowed each year without incurring an Early Repayment Charge. Tapered Early Repayment Charges apply for the first 2 years. FREE standard valuation up to £335. FREE in-house legal services for standard re-mortgages.		Booking Fee: £199 (Payable on application - non-refundable) Redemption Fee: £199
Apply Online	Call our Mortgage Hotline 08452 34 40 48		Apply at your local branch

Offset Fees Assisted 2 Year 2.05% Discount
Initial Rate is the Society's Offset Variable Rate less a discount of 2.05%, currently	Then changing to the Society's Offset Variable Rate, which is currently	The overall cost for comparison is	Maximum Loan To Value
3.64% for 2 years	5.69% For the remaining term of the mortgage	5.4% APR	80%
HomeCover Discount (Buildings and Contents Insurance)	Additional Features:		Fees
If you choose to take our HomeCover (Buildings and Contents) Insurance, then an alternative product is available with a 0.24% discount on the rate shown in the "Initial Rate" column. For further details and to take advantage of this discount, call our Mortgage Hotline on 08452 34 40 48. This offer is not available to online applications.	No Higher Lending Charge. 10% capital repayments are allowed each year without incurring an Early Repayment Charge. Tapered Early Repayment Charges apply for the first 2 years. FREE standard valuation up to £335. FREE in-house legal services for standard re-mortgages.		Booking Fee: £199 (Payable on application - non-refundable) Redemption Fee: £199
Apply Online	Call our Mortgage Hotline 08452 34 40 48		Apply at your local branch

Offset Fees Assisted 2 Year 1.55% Discount
Initial Rate is the Society's Offset Variable Rate less a discount of 1.55%, currently	Then changing to the Society's Offset Variable Rate, which is currently	The overall cost for comparison is	Maximum Loan To Value
4.14% for 2 years	5.69% For the remaining term of the mortgage	5.5% APR	85%
HomeCover Discount (Buildings and Contents Insurance)	Additional Features:		Fees
If you choose to take our HomeCover (Buildings and Contents) Insurance, then an alternative product is available with a 0.24% discount on the rate shown in the "Initial Rate" column. For further details and to take advantage of this discount, call our Mortgage Hotline on 08452 34 40 48. This offer is not available to online applications.	No Higher Lending Charge. 10% capital repayments are allowed each year without incurring an Early Repayment Charge. Tapered Early Repayment Charges apply for the first 2 years. FREE standard valuation up to £335. FREE in-house legal services for standard re-mortgages. For discount rate mortgages greater than 80% loan to value a maximum loan size of £500,000 applies.		Booking Fee: £199 (Payable on application - non-refundable) Redemption Fee: £199
Apply Online	Call our Mortgage Hotline 08452 34 40 48		Apply at your local branch

Offset 2 Year Fixed Rate up to and including 28 February 2014
Initial Rate	Then changing to the Society's Offset Variable Rate, which is currently	The overall cost for comparison is	Maximum Loan To Value
3.34% 3.78% 4.29% Fixed up to and including 28/02/2014	5.69% 5.69% 5.69% For the remaining term of the mortgage	5.4% APR 5.5% APR 5.6% APR	75% 80% 85%
HomeCover Discount (Buildings and Contents Insurance)	Additional Features:		Fees
If you choose to take our HomeCover (Buildings and Contents) Insurance, then an alternative product is available with a 0.24% discount on the rate shown in the "Initial Rate" column. For further details and to take advantage of this discount, call our Mortgage Hotline on 08452 34 40 48. This offer is not available to online applications.	No Higher Lending Charge. 10% capital repayments are allowed each year without incurring an Early Repayment Charge. Tapered Early Repayment Charges apply up to and including 28 February 2014. For fixed rate mortgages greater than 80% loan to value a maximum loan size of £500,000 applies.		Booking Fee: £199 (Payable on application - non-refundable) Completion Fee for loans up to £500,000: £800 Completion Fee for loans over £500,000: 1% of loan Redemption Fee: £199
Apply Online	Call our Mortgage Hotline 08452 34 40 48		Apply at your local branch

Offset Fees Assisted 2 Year Fixed Rate up to and including 28 February 2014
Initial Rate	Then changing to the Society's Offset Variable Rate, which is currently	The overall cost for comparison is	Maximum Loan To Value
3.63% 4.18% 4.43% Fixed up to and including 28/02/2014	5.69% 5.69% 5.69% For the remaining term of the mortgage	5.4% APR 5.5% APR 5.6% APR	75% 80% 85%
HomeCover Discount (Buildings and Contents Insurance)	Additional Features:		Fees
If you choose to take our HomeCover (Buildings and Contents) Insurance, then an alternative product is available with a 0.24% discount on the rate shown in the "Initial Rate" column. For further details and to take advantage of this discount, call our Mortgage Hotline on 08452 34 40 48. This offer is not available to online applications.	No Higher Lending Charge. 10% capital repayments are allowed each year without incurring an Early Repayment Charge. FREE standard valuation up to £335. FREE in-house legal services for standard re-mortgages. Tapered Early Repayment Charges apply up to and including 28 February 2014. For fixed rate mortgages greater than 80% loan to value a maximum loan size of £500,000 applies.		Booking Fee: £199 (Payable on application - non-refundable) Redemption Fee: £199
Apply Online	Call our Mortgage Hotline 08452 34 40 48		Apply at your local branch

Offset Variable Rate
The Society's Offset Variable Rate applies, which is currently	The overall cost for comparison is	Maximum Loan To Value
5.69% For the term of the mortgage	6.1% APR	80%
HomeCover Discount (Buildings and Contents Insurance)	Additional Features:	Fees
No Discount is available on this product.	No Higher Lending Charge. Unlimited capital repayments allowed.	Booking Fee: £199 (Payable on application - non-refundable) Completion Fee for loans up to £500,000: £400 Completion Fee for loans over £500,000: 1% of loan Redemption Fee: £199
Apply Online	Call our Mortgage Hotline 08452 34 40 48	Apply at your local branch

Shared Ownership 2 Year Fixed Rate up to and including 31 March 2014 (This product is not Portable and not available in Scotland)
Initial Rate	Then changing to the Society's Standard Variable Rate, which is currently	The overall cost for comparison is	Maximum Loan To Value
6.49% Fixed up to and including 31/03/2014	5.69% For the remaining term of the mortgage	6.2% APR	75%
HomeCover Discount (Buildings and Contents Insurance)	Additional Features:		Fees
No Discount is available on this product.	No Higher Lending Charge. 100% of borrower share available. FREE standard valuation up to £335. Tapered Early Repayment Charges apply up to and including 31 March 2014		Booking Fee: £199 (Payable on application - non-refundable) Redemption Fee: £199
Apply Online	Call our Mortgage Hotline 08452 34 40 48		Apply at your local branch

Shared Ownership Fees Assisted 2 Year Fixed Rate up to and including 30 April 2014 (not portable and not available in Scotland)
Initial Rate	Then changing to the Society's Standard Variable Rate, which is currently	The overall cost for comparison is	Maximum Loan To Value
5.69% Fixed up to and including 30/04/2014	5.69% For the remaining term of the mortgage	6.0% APR	75%
HomeCover Discount (Buildings and Contents Insurance)	Additional Features:		Fees
No Discount is available on this product.	No Higher Lending Charge. 95% of borrower share available. Free standard valuation up to £335. Tapered Early Repayment Charges apply up to and including 30 April 2014.		Booking Fee: £199 (Payable on application - non-refundable) Redemption Fee: £199
Apply Online	Call our Mortgage Hotline 08452 34 40 48		Apply at your local branch

Shared Ownership Fees Assisted 3 Year Fixed Rate up to and including 30 April 2015 (not portable and not available in Scotland)
Initial Rate	Then changing to the Society's Standard Variable Rate, which is currently	The overall cost for comparison is	Maximum Loan To Value
6.19% Fixed up to and including 30/04/2015	5.69% For the remaining term of the mortgage	6.2% APR	75%
HomeCover Discount (Buildings and Contents Insurance)	Additional Features:		Fees
No Discount is available on this product.	No Higher Lending Charge. 95% of borrower share available. Tapered Early Repayment Charges apply up to and including 30 April 2015. FREE in-house legal services for standard re-mortgages. FREE standard valuation up to £335.		Booking Fee: £199 (Payable on application - non-refundable) Redemption Fee: £199
Apply Online	Call our Mortgage Hotline 08452 34 40 48		Apply at your local branch

Shared Ownership Fees Assisted 5 Year Fixed Rate up to and including 28 February 2017 (not portable and not available in Scotland)
Initial Rate	Then changing to the Society's Standard Variable Rate, which is currently	The overall cost for comparison is	Maximum Loan To Value
5.99% Fixed up to and including 28/02/2017	5.69% For the remaining term of the mortgage	6.2% APR	75%
HomeCover Discount (Buildings and Contents Insurance)	Additional Features:		Fees
No Discount is available on this product.	No Higher Lending Charge. 95% of borrower share available. Tapered Early Repayment Charges apply up to and including 28 February 2017. FREE standard valuation up to £335.		Booking Fee: £199 (Payable on application - non-refundable) Redemption Fee: £199 Completion Fee for loans up to £500,000: £300
Apply Online	Call our Mortgage Hotline 08452 34 40 48		Apply at your local branch

Shared Equity Affordable Housing Fees Assisted 3 Year Fixed Rate up to and including 28 February 2015 (not Portable and not available in Scotland)
Initial Rate	Then changing to the Society's Standard Variable Rate, which is currently	The overall cost for comparison is	Maximum Loan To Value
6.69% Fixed up to and including 28/02/2015	5.69% For the remaining term of the mortgage	6.4% APR	90%
HomeCover Discount (Buildings and Contents Insurance)	Additional Features:		Fees
No Discount is available on this product.	No Higher Lending Charge. FREE standard valuation up to £335. FREE in-house legal services for standard re-mortgages. 90% of borrower share available. Tapered Early Repayment Charges apply up to and including 28 February 2015.		Booking Fee: £199 (Payable on application - non-refundable) Redemption Fee: £199
	Call our Mortgage Hotline 08452 34 40 48		Apply at your local branch

Scottish Homestake/ Lift Fees Assisted 3 Year Fixed Rate up to and including 28 February 2015 (not portable and only available in Scotland)
Initial Rate	Then changing to the Society's Standard Variable Rate, which is currently	The overall cost for comparison is	Maximum Loan To Value
6.69% Fixed up to and including 28/02/2015	5.69% For the remaining term of the mortgage	6.4% APR	90%
HomeCover Discount (Buildings and Contents Insurance)	Additional Features:		Fees
No Discount is available on this product.	No Higher Lending Charge. FREE standard valuation up to £335. FREE in-house legal services for standard re-mortgages. 90% of borrower share available. Only available in Scotland. Tapered Early Repayment Charges apply up to and including 28 February 2015.		Booking Fee: £199 (Payable on application - non-refundable) Redemption Fee: £199
	Call our Mortgage Hotline 08452 34 40 48		Apply at your local branch

Retirement Offset 2 Year 1.99% Discount
Initial Rate is the Society's Retirement Offset Variable Rate less a discount of 1.99%, currently	Then changing to the Retirement Society's Offset Variable Rate, which is currently	The overall cost for comparison is	Maximum Loan To Value
3.70% for 2 years	5.69% For the remaining term of the mortgage	5.7% APR	70%
HomeCover Discount (Buildings and Contents Insurance)	Additional Features:		Fees
No Discount is available on this product.	No Higher Lending Charge. 10% capital repayments are allowed each year without incurring an Early Repayment Charge. Tapered Early Repayment Charges apply for the first 2 years.		Booking Fee: £199 (Payable on application - non-refundable) Completion Fee for loans up to £500,000: £800 Completion Fee for loans over £500,000: 1% of loan Redemption Fee: £199
Apply Online	Call our Mortgage Hotline 08452 34 40 48		Apply at your local branch

Retirement Offset Variable Rate
The Society's Retirement Offset Variable Rate applies, which is currently	The overall cost for comparison is	Maximum Loan To Value
5.69% For the term of the mortgage	6.1% APR	70%
HomeCover Discount (Buildings and Contents Insurance)	Additional Features:	Fees
No Discount is available on this product.	No Higher Lending Charge. Unlimited capital repayments allowed.	Booking Fee: £199 (Payable on application - non-refundable) Completion Fee for loans up to £500,000: £400 Completion Fee for loans over £500,000: 1% of loan Redemption Fee: £199
Apply Online	Call our Mortgage Hotline 08452 34 40 48	Apply at your local branch

Retirement 2 Year Fixed Rate up to and including 28 February 2014
Initial Rate	Then changing to the Society's Standard Variable Rate, which is currently	The overall cost for comparison is	Maximum Loan To Value
3.99% Fixed up to and including 28/02/2014	5.69% For the remaining term of the mortgage	5.8% APR	70%
HomeCover Discount (Buildings and Contents Insurance)	Additional Features:		Fees
No Discount is available on this product.	No Higher Lending Charge. 10% capital repayments are allowed each year without incurring an Early Repayment Charge. Tapered Early Repayment Charges apply up to and including 28 February 2014.		Booking Fee: £199 (Payable on application - non-refundable) Completion Fee for loans up to £500,000: £800 Completion Fee for loans over £500,000: 1% of loan Redemption Fee: £199
Apply Online	Call our Mortgage Hotline 08452 34 40 48		Apply at your local branch

Retirement Fees Assisted 2 Year Fixed Rate up to and including 28 February 2014
Initial Rate	Then changing to the Society's Standard Variable Rate, which is currently	The overall cost for comparison is	Maximum Loan To Value
4.49% Fixed up to and including 28/02/2014	5.69% For the remaining term of the mortgage	5.8% APR	70%
HomeCover Discount (Buildings and Contents Insurance)	Additional Features:		Fees
No Discount is available on this product.	No Higher Lending Charge. 10% capital repayments are allowed each year without incurring an Early Repayment Charge. FREE standard valuation up to £335. FREE in-house legal services for standard re-mortgages. Tapered Early Repayment Charges apply up to and including 28 February 2014.		Booking Fee: £199 (Payable on application - non-refundable) Redemption Fee: £199
Apply Online	Call our Mortgage Hotline 08452 34 40 48		Apply at your local branch

Retirement 5 Year Fixed Rate up to and including 28 February 2017
Initial Rate	Then changing to the Society's Standard Variable Rate, which is currently	The overall cost for comparison is	Maximum Loan To Value
4.99% Fixed up to and including 28/02/2017	5.69% For the remaining term of the mortgage	5.8% APR	70%
HomeCover Discount (Buildings and Contents Insurance)	Additional Features:		Fees
No Discount is available on this product.	No Higher Lending Charge. 10% capital repayments are allowed each year without incurring an Early Repayment Charge. Tapered Early Repayment Charges apply up to and including 28 February 2017.		Booking Fee: £199 (Payable on application - non-refundable) Completion Fee for loans up to £500,000: £800 Completion Fee for loans over £500,000: 1% of loan Redemption Fee: £199
Apply Online	Call our Mortgage Hotline 08452 34 40 48		Apply at your local branch

Retirement Fees Assisted 5 Year Fixed Rate up to and including 28 February 2017
Initial Rate	Then changing to the Society's Standard Variable Rate, which is currently	The overall cost for comparison is	Maximum Loan To Value
5.19% Fixed up to and including 28/02/2017	5.69% For the remaining term of the mortgage	5.8% APR	70%
HomeCover Discount (Buildings and Contents Insurance)	Additional Features:		Fees
No Discount is available on this product.	No Higher Lending Charge. 10% capital repayments are allowed each year without incurring an Early Repayment Charge. FREE standard valuation up to £335. FREE in-house legal services for standard re-mortgages. Tapered Early Repayment Charges apply up to and including 28 February 2017.		Booking Fee: £199 (Payable on application - non-refundable) Redemption Fee: £199
Apply Online	Call our Mortgage Hotline 08452 34 40 48		Apply at your local branch

Retirement 2 Year 1.80% Discount
Initial Rate is the Society's Standard Variable Rate less a discount of 1.80%, currently	Then changing to the Society's Standard Variable Rate, which is currently	The overall cost for comparison is	Maximum Loan To Value
3.89% for 2 years	5.69% For the remaining term of the mortgage	5.8% APR	70%
HomeCover Discount (Buildings and Contents Insurance)	Additional Features:		Fees
No Discount is available on this product.	No Higher Lending Charge. 10% capital repayments are allowed each year without incurring an Early Repayment Charge. Tapered Early Repayment Charges apply for the first 2 years.		Booking Fee: £199 (Payable on application - non-refundable) Completion Fee for loans up to £500,000: £800 Completion Fee for loans over £500,000: 1% of loan Redemption Fee: £199
Apply Online	Call our Mortgage Hotline 08452 34 40 48		Apply at your local branch

Fee Assisted 2 Year Standard Variable Rate + 0.20%
Initial Rate is the Society's Standard Variable Rate plus 0.20%, currently	Then changing to the Society's Standard Variable Rate, which is currently	The overall cost for comparison is	Maximum Loan To Value
5.89% for 2 years	5.69% For the remaining term of the mortgage	6.1% APR	95%
HomeCover Discount (Buildings and Contents Insurance)	Additional Features:		Fees
No Discount is available on this product.	No Higher Lending Charge. 10% capital repayments are allowed each year without incurring an Early Repayment Charge. FREE standard valuation up to £335. FREE in-house legal services for standard re-mortgages. Tapered Early Repayment Charges apply for the first 2 years. Maximum loan size of £300,000		Booking Fee: £199 (Payable on application - non-refundable) Redemption Fee: £199
	Call our Mortgage Hotline 08452 34 40 48		Apply at your local branch

Variable Rate Cashback Mortgage
The Society's Standard Variable Rate applies, which is currently	The overall cost for comparison is	Maximum Loan To Value
5.69% For the term of the mortgage	6.0% APR	80%
HomeCover Discount (Buildings and Contents Insurance)	Additional Features:	Fees
No Discount is available on this product.	3% Cashback on completion. No Higher Lending Charge. The 3% Cashback must be repaid on early repayment of the mortgage during the first 3 Years.	Booking Fee: £199 (Payable on application - non-refundable) Redemption Fee: £199
Apply Online	Call our Mortgage Hotline 08452 34 40 48	Apply at your local branch

Standard Variable Rate
The Society's Standard Variable Rate applies, which is currently	The overall cost for comparison is	Maximum Loan To Value
5.69% For the term of the mortgage	6.1% APR	85%
HomeCover Discount (Buildings and Contents Insurance)	Additional Features:	Fees
No Discount is available on this product.	No Higher Lending Charge. Unlimited capital repayments are allowed.	Booking Fee: £199 (Payable on application - non-refundable) Redemption Fee: £199
Apply Online	Call our Mortgage Hotline 08452 34 40 48	Apply at your local branch

What about Discounted Products?

Some Leeds Building Society mortgages are discounted if HomeCover (Buildings and Contents Insurance) is also taken out with the Society. This is detailed in the "HomeCover Discount" column. If available you will receive a 0.24% discount on the interest rate detailed in the "Initial Rate" column.

Re-Mortgaging?

Leeds Building Society can offer a quick and efficient in-house re-mortgage legal service. The cost of this excellent service is £250 in England, Wales, Scotland & Northern Ireland (this service is FREE for standard re-mortgages on certain products). Using our re-mortgage service ensures that your re-mortgage goes through quickly so you can benefit from our product rates sooner. The service includes all re-mortgage fees but additional fees may be payable for extra work, for example, if a new owner is to be added to the deeds. Free in-house legal services are not available on certain products including shared ownership if you are increasing your share of the property, buy to let in Northern Ireland or Self-build.

Existing Leeds Building Society mortgage customer moving home?

As an existing customer our Loyalty Reward Mortgage Scheme will give you the following great benefits:

• Fast application service
• Full advice available on your mortgage
• Completion Fees added to your loan

Find out more about the Loyalty Reward Mortgage Scheme »

Any Questions?

Please contact your local branch or call us direct on 08452 34 40 48. Lines are open 8am to 8pm seven days a week.